"From a high-tech payment system for big businesses to quick loans for those in developing nations, the companies changing the way we spend.
For making payments so easy that online merchants don’t need to think about it. Stripe is a huge winner in the highly competitive online-payments space, but it isn’t something consumers can use. Rather than being a product, it is a facilitator—a back-end system that other companies use to process their transactions. And that was in high demand in 2014."